3 Facts You Should Know About Pursuing Insurance Litigation

Law Blog

Whether you were injured in a car accident, injured at work, or injured as the rest of a slip and fall, your claim will fall under the category of insurance litigation. This is because your case involves tort laws and the ability to receive compensation through an insurance company rather than seeking to collect directly from another individual or corporation. When pursuing this type of case, there are a few facts that you should be aware of.

Insurance Litigation Cases Do Have A Statute Of Limitations

While the exact time limits associated with your case will depend upon the facts in your case, it is important for you to know that all insurance ligation cases come with a statute of limitations. This is a legal time limit that prevents you from seeking compensation for your injuries after a certain amount of time has passed. This time limit applies both to individuals who choose to represent themselves and to those that choose to hire an insurance litigation attorney. 

Choosing to hire an attorney at the last minute will not extend the statute of limitations associated with your case. Therefore it is extremely important that you reach out to an attorney while there is still ample time for them to prepare your case before needing to file paperwork with the court.

Your Ability To Collect Is Limited To A Single Settlement

While it is quite common for some types of insurance litigation settlements to be paid out over the course of time, these installment payments are all the result of a single settlement. Once you accept any settlement offer that is made to you by the insurance company, you will not have any further legal recourse to seek additional compensation for any injuries related to the same accident. This includes injures that you may not have been aware of at the time you accepted the settlement. Therefore, it is important to avoid the temptation to accept a settlement too quickly or without first consulting an insurance litigation attorney.

There Is No Need To Pay Upfront

One of the reasons that people often avoid consulting an insurance litigation attorney is because they feel as though they cannot afford to pay the associated legal fees. If you find yourself sharing this concern, you should know that most attorneys who specialize in this type of law will not require an upfront payment. Instead, these attorneys work on a contingency basis and receive their fees by collecting a predetermined percentage of any settlement that you collect.

Reach out to an attorney at a firm like Berg Plummer Johnson & Raval, LLP to discuss insurance litigation. 


14 September 2021

Noni and the Accident

My name is Noni. When I was in college, I was hit by a car while crossing the street. My life was never in danger, but I did break a few bones and had a lot of huge medical bills. I was hoping I wouldn't have to get involved with an attorney, but unfortunately, it came down to that. I used a family friend who is an accident attorney to get some compensation. A few years later, I was hit while riding my bike and had to go through the same process. I suppose I'm lucky to be alive. And it's thanks to accident attorneys that I have been able to put my life back together. I started this blog as a way to let others know just how much lawyers can help you in certain situations.